If you are currently paying a mortgage on a first (or even second) home, you may want to take some time look at your current mortgage statement and see what the breakdown looks like!  (Even better, sit down with a Marketplace Home Mortgage Loan Officer and let them help you dissect it!)  When you take a look at it, things like your interest rate and private mortgage insurance may be two big categories that stand out!  There may also be other things to consider making changes in like the loan terms and the program you are on that could be adjusted to save you money!  Check out what The Motley Fool has to say about Refinancing, in their article 7 Tricks to Use When Refinancing a Mortgage!

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Photo Credits:  Featured and Content photos courtesy of Pixabay.com and The Motley Fool.

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