If you have ever sat down and made a budget, you know one of the first steps you take is listing your monthly expenses, from loans, utilities, rent/mortgage, credit cards, and so on!  Even when you do that it’s easy to forget that pesky gym membership, the much needed Netflix subscription, or adding up the weekly to go cups of coffee!  If you want to take a look at your monthly budget, and how you can save money going forward, check out these 40 Ways to Save Money on Monthly Expenses from Trent Hamm at The Simple Dollar.  There is sure to be one or two tricks that can help you save a couple bucks to tuck away and save for a rainy day!

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*Photo Credits:  Featured and content photos courtesy of Pixabay.com

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